My father told me that, when he was a younger man, paying for the services of a chiropractor or medical doctor was by donation in a box on the wall or by exchange of goods or services like eggs, chickens, pies, canned fruits, washing of windows, etc. Times have changed and while if I were hungry I probably would not refuse a dozen farm fresh eggs the fees are now set and can be paid via the methods people have come to expect for convenience.
Lansdowne Chiropractic believes in the value of wellness care for you and your family and have maintained a pricing structure that allows care for all budgets. Our office accepts MSP, ICBC and WorkSafe BC cases. To learn more about the payment options for chiropractic and wellness care, you can call my office directly at 604-464-3424 and/or read the information below.
There are some programs available in B.C. that cover partial or all treatment expenses for the patient. If you are eligible for any of these programs, Dr. Nero, Bev or Tracey can assist you with understanding your coverage and will answer questions that relate to your responsibilities and your rights to care in the office.
Medical Service Plans (MSP)
If you are currently enrolled in the MSP Premium Assistance Program, MSP contributes $23 per visit for a combined annual limit of 10 visits per calendar year for the following services: acupuncture, chiropractic, massage therapy, naturopathy, physical therapy and non-surgical podiatry. Note that this is coverage for 10 visits for all of the services combined not 10 per service per calendar year.
The balance of the office fee is payable by the patient and the full office fee is charged after the MSP limit is reached in a calendar year. If you are not enrolled in the MSP Premium Assistance Program then none of the fees for acupuncture, chiropractic, massage therapy, naturopathy, physical therapy or non-surgical podiatry are covered. If you have an extended health care insurance plan through your work or business then check with your individual plan for details of your coverage for these services. All extended plans vary in the amount of coverage.
In my opinion the government of the Province of British Columbia via the Medical Services Plan (MSP) is restricting your access to necessary health care services. This is a soapbox issue that I could talk or write about at length but the main point for this paragraph is that it does not a matter a hoot what my opinion is as far as MSP is concerned. What matters is your opinion and desires. MSP will only make changes if a large enough percentage of the population lets them know what they want done with their tax dollars and health care coverage. If you want change then you and the people you know need to communicate often and regularly with your local member of the legislation assembly (MLA). Tell your MLA what you want for services. Remind them often. As the saying goes, the squeaky wheel get the grease!
If you do not know who your MLA is or his or her email address or phone number you can find it via this link. Remember – you need to communicate often and get all of your friends to do so as well. That`s democracy folks!
Workers who are injured on the job and who qualify for workers compensation benefits are covered for eight weeks of chiropractic treatment at no cost. Treatment may not coincide with additional treatments (eg. physiotherapy, massage, etc.) without prior approval from WorkSafeBC. If you have been hurt on the job, contact your family chiropractor immediately to begin recovery.
ICBC provides coverage to motorists who are injured as a result of a collision. Dr. Nero, Bev or Tracey can assist you with obtaining coverage and will answer any questions you may have.
Pacific Blue Cross
Over 60% of British Columbians have insurance benefits through Pacific Blue Cross. Most group benefit plans offer medical coverage for chiropractic treatment. Pacific Blue Cross also offers eClaims service which allows you to submit your chiropractic claims online and receive reimbursement quicker than ever before. Contact your employer’s Human Resources department or ask your benefits provider directly to find out more about coverage for Chiropractic Treatment.